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What is CHIP?
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Overview

CHIP was created by the Nebraska legislature in 1985 to provide health care coverage to people who can’t otherwise obtain it at an affordable price or without health restrictions.

 

CHIP was created by the Nebraska legislature in 1985 to provide health care coverage to people who can’t otherwise obtain it at an affordable price or without health restrictions. If you’ve had trouble getting health insurance for medical reasons, this state program may help you obtain the coverage you need.

All insurers authorized to issue or provide health care coverage in Nebraska are members of CHIP. Coventry Health and Life Insurance Company is the administrator of the program, responsible for determining applicant eligibility, collecting premiums and paying claims.

If you would like more information about the CHIP program, give us a call.

  • toll-free: 855-247-5201

8:00 to 5:00 Monday thru Friday.

CHIP Coverage At A Glance
9 Calendar Year Deductible Options
$500 in-network/$1,000 out-of-network
$1,000 in-network/$2,000 out-of-network
$1,500 in-network/$3,000 out-of-network
$2,000 in-network/$4,000 out-of-network
$3,000 in-network/$6,000 out-of-network
$4,000 in-network/$8,000 out-of-network
$5,000 in-network/$10,000 out-of-network
$7,500 in-network/$15,000 out-of-network
$10,000 in-network/$20,000 out-of-network
 
Coinsurance You Pay For Most Covered Services
20% in-network/30% out-of-network
 
Calendar Year Coinsurance Maximum
$1,500 in-network/$3,000 out-of-network
 
Prescription Drug Copay Amounts
Generic drugs $10 per 30-day supply
Formulary brand name drugs 20% coinsurance, $35 minimum / $50 maximum copay for 30-day supply
Nonformulary brand name drugs 50% coinsurance, $50 minimum / $75 maximum copay for 30-day supply

 

Health Savings Account Eligible   CHIP HDHP Coverage At A Glance
Calendar Year Deductible
$2,000 in-network/$4,000 out-of-network
 
Calendar Year Out-Of-Pocket Maximum (includes deductible)
$5,000 in-network/$10,000 out-of-network
 
Coinsurance You Pay For Most Covered Hospital/Medical/Surgical Services
20% of allowable charges in-network/40% of allowable charges out-of-network
 
Prescription Drug Benefits
Benefits for covered prescription drugs are subject to the plan’s in-network deductible and coinsurance.
 
Maximum CHIP Policy Benefits
$1 million

 

Download the Application Form now »

The CHIP Program for Nebraska is a Comprehensive Health Insurance Pool for people who cannot obtain health insurance. The Nebraska CHIP program offers an affordable insurance option for those qualifying NE CHIP policy holders.